Pay Have What You Need LLC

$1,560.00

  • store profile

    Complete Repair With Bankruptcy

    $1,560.00

    What’s Included:

    ✅ Full 3-Bureau Credit Audit
    We thoroughly review your reports from Experian, Equifax, and TransUnion to identify all negative items, inaccuracies, and outdated information affecting your credit.

    ✅ Dispute & Deletion Process
    We challenge inaccurate, unverifiable, or obsolete negative items including collections, charge-offs, repossessions, late payments, and inquiries with all three bureaus and creditors.

    ✅ Bankruptcy Removal (Chapter 7 & 13)
    We aggressively dispute and work to remove Chapter 7 and Chapter 13 bankruptcies from your credit report when legally possible. Many bankruptcies are reported with errors or inconsistencies our goal is to eliminate them and the associated negative accounts.

    ✅ Personal Information Cleanup
    We remove outdated addresses, incorrect phone numbers, and name variations to create a clean and accurate credit profile.

    ✅ Student Loan Review (if applicable)
    We assess student loan reporting and challenge any incorrect or misleading entries that may be hurting your score.

    ✅ Credit Building Plan
    We help you rebuild with positive accounts (tradelines), like secured cards or credit-building tools, to improve your credit mix and increase your score.

    ✅ Monthly Progress Updates
    You’ll receive regular updates on your progress, along with expert guidance to keep you on track throughout your credit journey.



    Who This Is For:
    • Individuals with multiple negative accounts
    • Those with Chapter 7 or 13 bankruptcies showing on their reports
    • Anyone ready to rebuild credit and secure better financial opportunities



    Let’s take the first step in restoring your credit and your confidence.

  • Subtotal

    $1,560.00

  • Total due

    $1,560.00

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