Keys to Homeownership Program🗝️

$849.00

Home Buyer Preparation Program: (3-9 MONTH)



Designed to prepare clients for mortgage readiness through compliant credit improvement strategies, strategic credit building, and financial education.

What’s Included:

✔ Tri-merge mortgage credit analysis
✔ Mortgage-focused credit improvement strategy
✔ Targeted credit builder planning for mortgage readiness
✔ Debt-to-income & utilization optimization guidance
✔ Credit education for mortgage qualification
✔ Credit score simulation education
✔ Collection & late payment dispute processing (where applicable)
✔ Homebuyer readiness roadmap
✔ Realtor & lender coordination support (documentation & guidance only)
✔ Disputes sent to Experian, TransUnion & Equifax
✔ Custom client portal + progress tracking



Our Process:





Expert analysis of credit reports



Custom dispute letters



Monthly updates via text/email

Key Points:





No consultation required to enroll



MyFreescorenow required ($29.90/month)



Results in 45 days or more (varies by individual)



Financing available via Klarna & Afterpay

Important Notes:





Results not guaranteed, but focused on best possible outcomes



Allow 3-10 business days for dispute processing



All dispute methods are subject to change due to regulatory updates, creditor responses, and bureau policies.



Services are conducted in compliance with the Fair Credit Reporting Act (FCRA) and applicable state and federal regulations.