✅ What’s Included in Your ChexSystems Recovery Plan ($299.99 Flat Fee):
Full ChexSystems Report Review
- We’ll obtain and analyze your ChexSystems report to identify all negative entries blocking your ability to open a bank account.
Custom Dispute Letter Creation
- All dispute letters are tailored to your personal banking history and mailed on your behalf.
Resolution Guidance
- We provide direct strategies to settle, update, or remove negative entries so you can move forward faster.
Second Chance Banking Assistance
- Get access to a list of banks and credit unions that accept clients with past ChexSystems records.
Dedicated Customer Support
- Our team is here to answer your questions and guide you step by step.
🚨 Important Requirement: Documentation
To begin, you may be asked to provide:
A copy of your ChexSystems report (the link will be provided on the enrollment page to the client portal)
Valid identification for dispute processing:
✅ Acceptable Proof of Identity Documents (include one from each category below)
1. Government-Issued Photo Identification (must be valid and unexpired):
Driver’s License
State-Issued Identification Card
U.S. Passport or Passport Card
Military ID
Permanent Resident Card (Green Card)
2. Proof of Social Security Number (SSN):
Social Security Card
3. Proof of Current Address (must show your name and address, dated within the last 60 days):
Utility Bill (electric, gas, water, phone, internet, etc.)
Bank Statement or Credit Card Statement
Lease or Rental Agreement (signed)
Mortgage Statement
Insurance Policy or Statement (home, auto, renter’s, health)
Official Government Correspondence (IRS, DMV, SSA, etc.)
⚠️ Disclaimer
iHEART Credit, LLC does not guarantee specific outcomes. While we are highly skilled in ChexSystems recovery, each case is unique. The reporting agencies and banks ultimately control how and when updates are processed. Our commitment is to provide the best dispute strategies and guidance possible to restore your banking eligibility.
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