Thank you for choosing Repair and Refresh Financial. We are honored to assist you on your credit journey.
We only work with a limited number of clients each month to ensure each person receives the attention, education, and personalized strategy needed to reach their goals.
We do not charge monthly fees. Instead, we follow a Pay-Per-Deletion model, meaning you’re only charged for actual, successful removals from your credit report.
⚖️ Please Note:
We dispute accounts based on your consumer rights under federal laws such as the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA).
This process is not a “quick fix”—it’s a strategic and legal approach that requires time, accuracy, and your full cooperation.
While we’ve helped many clients achieve results, no company can guarantee the removal of any account.
Submit Your $75 Consultation Fee
Use this page to submit your card details and pay your $75 consultation fee.
This payment:
• Secures your consultation spot
• Covers your full credit audit
• Confirms your commitment to showing up prepared
💡 Once your payment is complete, you will be automatically redirected to the next steps page.
Please scroll up on that page and begin with Step 1 below the video.
Look for the steps and begin:
Step 1: Book Your Appointment
On the next page (after payment), you’ll select your consultation date and time using the calendar.
📅 Choose a time when you’re available and in a quiet, distraction-free space.
Step 2: Complete the Intake Form
Right below the calendar, you’ll find our secure intake form.
This provides us with the info we need to begin preparing your dispute letters.
Make sure your details are accurate—this information will be used on official documents.
Step 3: Order Your 3-Bureau Credit Report
We recommend using SmartCredit ($1.99 for a 7-day trial).
We cannot proceed with your consultation without your full credit report.
Once your account is created, please email us:
• Your first and last name
• Your SmartCredit login email and password
📩 Send to: info@repairandrefreshfinancial.com
⚠️ Important Reminder:
All 3 steps — booking your appointment, completing the intake form, and submitting your credit report login — must be completed before your consultation.
If any step is incomplete, you may be required to reschedule, and a $25 rescheduling fee may apply.
We look forward to helping you restore your credit, rebuild your confidence, and take control of your financial future — legally, strategically, and with care.
Repair and Refresh Financial
“Improving Credit. Transforming Lives.”
See More
