Now: $497 Was: $875
This packages includes 3 rounds of disputes for our Winter special! (Plus 1 BONUS Round) "Limited time pricing"
** If you have more than 15 accounts needing attention, you will possibly need more than 3 rounds. You can purchase more rounds later.
We will mail, upload ,and send out all letters on your behalf disputing all derogatory items on your credit report.
During the repair process disputed accounts can be labeled as deleted, verified or updated during the dispute process as little as 30-45 days.
TEDDY E FLETCHER LLC does not promise nor guarantee results as we do not control how quickly items are deleted. We have no control over how fast the credit bureaus work or delete items. Remember, every client profile is different so do not compare your journey to other clients.
But to reassure you, we are extremely good at providing results for all our clients.
It is also MANDATORY that clients have their credit monitoring site paid and active every month. Your credit monitoring site will be $29.90 monthly, so we can access your credit reports for the dispute process.
Once your have completed the program you are no longer obligated to keep it.
*Nonrefundable
Client Responsibilities
To ensure a smooth and effective credit restoration process, the client agrees to the following responsibilities:
1. Maintain Active Credit Monitoring
• Enroll and maintain an active credit monitoring account ($29/month).
• This provides real-time access to credit updates, deletions, and bureau responses.
• Consequence: If monitoring becomes inactive, all further disputes will be suspended until the monitoring service is reactivated.
2. Create Required Accounts
• Set up accounts with the CFPB and all three major credit bureaus (Experian, Equifax, and TransUnion).
• Instructions and links will be emailed to the address on file.
3. Security Freezes During Process
• Security freezes will be placed on all credit bureaus during the repair process.
• This helps prevent stall tactics and automated “verified” responses from the bureaus.
4. No New Credit Applications During Repair
• Do not apply for new credit while services are active.
• Doing so violates this agreement and will result in immediate termination of services without refund.
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What You Receive as a Client :
As a valued client, you receive the following services and benefits:
1. 24/7 Client Portal Access
• Upload documents, track your progress, view updates, message your consultant, and monitor your credit repair journey at any time.
2. Three (3) Rounds of Disputes
• Each round lasts approximately 25–35 days.
• After Round 3, if negative items remain, a consultation will be held to discuss advanced or aggressive dispute options.
3. Monthly Audit Report
• Receive a detailed Client Audit Report each month summarizing deletions, progress, and next steps.
4. Bonus Disputes (Included)
• Inquiry Removal Dispute
• Reinstated Account Dispute — for any accounts illegally reinserted after deletion.
5. Monthly Consultation Call
• One scheduled call per month to review progress, address questions, and plan the next round of disputes.
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